Alex Zanfirache is an experienced finance professional with over a decade of success across asset finance, business development, and client relationship management. Having worked across fintechs, broker groups, and national lenders, Alex brings a deep understanding of credit policy, funding structures, and customer needs.

He specialises in delivering tailored asset finance solutions for both individuals and businesses — from vehicle and equipment loans to complex commercial lending scenarios. His approach is fast, practical, and relationship-focused, with a strong commitment to clear communication and outcomes.

Beyond finance, Alex is also a co-owner of a forward-thinking healthcare clinic in Brisbane, blending modern service models with patient-first care.

Whether supporting business owners, brokers, or strategic referrers, Alex thrives on building trusted partnerships that lead to long-term results.

As founder of Fundamental Business Finance, Nathaniel is a ‘problem-solver’ when it comes to relating to the financing of small and medium business clients. He brings over 17 years working experience in the finance industry, and with his passion to help the small business community, his contribution to the team is indispensable.

Nathaniel has helped create a unique business model within the finance industry, bringing one of the first models to solely target the SME market. Fundamental Business Finance exists not only to give their clients the best finance and capital advice available it also believes that it’s an advocate for the SME community.

An entrepreneur with extensive experience in the finance industry, Nathaniel’s professionalism, ethical standards, passion and track record have qualified him as an influential member of the business and finance community.

Miz has diverse experience across a broad range of business, including property investment & development strategies. She’s well versed in business & residential lending as well as taxation. She also had experience in running her own business over a 10 year period, prior to entering the finance industry.

Miz is an efficient, friendly communicator who is dedicated to looking after her clients’ best interests, by providing clear workable solutions.

Edward Chin leads CZM Finance as Director, providing clients with strategic lending solutions across commercial, business, and property finance. He works closely with small–medium enterprises, emerging corporates, and property developers to structure funding that supports growth, stability, and long-term success.

Edward’s expertise spans a broad range of lending products, including commercial loans, business acquisition funding, plant and equipment finance, cashflow facilities, start-up funding, asset finance, residential and investment loans, SMSF lending, and debt advisory. Under his leadership, CZM Finance also offers an expanded suite of business banking products through both major banks and alternative lenders.

With a Bachelor of Business Management (International Business) from The University of Queensland and a career in finance broking dating back to 2015, Edward has built strong technical capability supported by a deep understanding of client needs. His early career at First Choice Finance Group and subsequent progression to Fundamental Business Finance laid the foundations for his skill set in commercial and business lending.

In 2023, Edward co-founded Quartz Corp, leading its finance division and overseeing strategic and operational outcomes. Following the rapid growth of Quartz Corp’s finance and real estate teams, CZM Finance was launched to provide a dedicated and scalable platform for the finance arm of the business.

Edward is passionate about helping businesses and individuals achieve their financial goals. He values integrity, trust, and long-term relationships, and is committed to providing tailored, transparent, and high-quality service to every client.

Darren brings more than 25 years of experience in the finance broking and commercial lending sector, joining Fundamental Business Finance in 2014 after a long career across asset finance and SME banking. Driven by a genuine desire to help small and medium businesses grow, Darren has built a strong reputation for exceptional customer service, practical solutions, and long-standing industry relationships.

At Fundamental Business Finance, Darren plays a dual role: delivering tailored finance solutions for clients across residential, commercial, and business lending; and leading the recruitment and development of new Business Finance Specialists. He works closely with commercial bankers, CFOs, accountants, brokers, and business owners—introducing them to the financial and lifestyle advantages of joining the Fundamental network.

Darren specialises in mentoring professionals transitioning into the broking industry, providing the systems, training, and support required to build thriving finance careers under the Fundamental Group.

Areas of Expertise

• Home Loans: Owner-occupied, investment lending, residential SMSF lending

• Commercial Finance: Commercial property, SMSF lending, development funding ($1m–$100m)

• Asset Finance: Cars, luxury vehicles, trucks, fleet, heavy machinery, mobile cranes ($10k–$5m)

• Cashflow Funding: ATO debt solutions, debtor finance, invoice finance, stock purchases, partner buyouts

• Start-Up & Franchise Finance: Business start-ups, fit-outs, franchise funding

• SME Loans: Unsecured lending up to 70% LVR equivalent

• Mentoring & Training: Home loans, commercial, asset finance, cashflow lending, development funding

• Business Development & Relationship Management

• Lead Generation, Gap Analysis & Operational Training