Residential Finance and property ownership is an important part of business finance. A business owner that has a property in their Asset and Liabilities is looked upon more favourably across all the other finance types. There are many benefits as well of owning property such as cheaper interest rates, access to faster processes and even putting down less of a deposit in some cases. You can use your property to obtain the cheapest form of finance for you personal use, investment use and business purpose. As a director you usually required to provide a personal guarantee which places personal responsibility for the whole business debt, there is a consideration that using your property gives access to cheaper finance with an extended term, which can give a business a better to succeed with the cashflow pressures of shorter term product.